Released  January 17, 2017
By Megan Greuling

Mortgage Rates displayed are those from our Network Lenders analyzed over the past seven to ten days prior to publication. The rates reflect quotes delivered to consumers who are similarly situated to the assumptions described below. The “as low as” rate is derived by determining most lenders with the lowest quote rate being delivered to the most consumers across the country during the prescribed period. The rates displayed are not loan approvals or a commitment to lend. LendingTree does not originate loans, each lender will have its own underwriting requirements, approval process, and costs associated with the same. Actual fees, costs, rates, terms, points and origination expenses will vary per lender. Additional fees can be added such as an appraisal fee, credit report fee, lender fees, mortgage insurance, taxes, insurance and/or VA Funding Fee.

Discuss all pricing, terms and all fees, including a zero fee alternative, with the lender(s) you choose to conduct business with upon receiving your quote. The approximate costs of finance charges, fees, rate and APR in the examples do not constitute an offer to lend are not to be substituted for a Truth in Lending Act Disclosure (TILA) or a Good Faith Estimate (GFE) that you will receive once you formally apply for a loan. LendingTree is not a creditor and it does not offer, alter or modify current or future credit terms. LendingTree does not originate loans it is a marketing lead generator that performs solicitation for mortgage products without participating in the origination process.

LendingTree charges the Network Lenders a “Lead Fee” for its services, fees are never charged to the consumer. Network Lenders are not to impose this “Lead Fee” upon the consumer as it is a marketing replacement cost that should be absorbed by each Lender. The Lead Fee will not exceed $290 based on the current fair market value (FMV) of the goods, services and facilities being provided by LendingTree to its Network Lenders. Lead fees are subject to change based on several factors including, but not limited to, market conditions, product, geographic location, filter sets chosen, etc.