The FHA loan limit is the maximum loan amount you can get for an FHA loan, which varies depending on the area you live in.
An FHA loan is a loan that is insured by the Federal Housing Administration (FHA). The loans are geared toward borrowers that do not have a large down payment on the home they wish to purchase. FHA loans require a minimum of a 3.5 percent down payment on the purchase price of the home.
In 2019, FHA loan limits in high cost metropolitan areas increased to $726,525. In areas where housing costs are low, FHA limits are $314,827. To see specific FHA lending limits in your state, click here.