Freedom Mortgage Corporation
Since 1990, Freedom Mortgage has fostered homeownership across the United States. We are the #1 VA lender, #1 FHA lender in America and the 6th largest residential lender. Freedom Mortgage specializes in mortgages that help you buy or refinance a home and we are particularly focused on helping our military service men and women realize the American dream of homeownership. We have more than 1.50 million customers and are licensed in all 50 states, the District of Columbia, Puerto Rico, and the Virgin Islands. Freedom Mortgage Corporation, 907 Pleasant Valley Avenue, Mount Laurel, NJ08054. Lender NMLS ID: 2767.
98%
Magali was always very responsive and willing to explain details to me. She is very patient and helpful. Great experience!
By: Josh
Recently refinanced as their rate was the best offered through Costco. Laura was super responsive, answering any questions at any time and promptly responding to any requests. She ran the process end-to-end with great co-ordination. Overall, a great experience.
By: Mehul
Vincent always seemed to be at the ready with quick answers and responses. Made a faceless transaction seem like we were in the same city.
By: henry
Billy's commitment to providing us with the very BEST service was definitely obvious! He was VERY knowledgeable, professional and prompt. He made buying our first home a GREAT experience. There were never any delays and he communicated with us throughout the ENTIRE process. All details worked out EXACTLY the way he explained they would. I was so anxious and Billy was accommodating and made the process painless! We were extremely impressed with his commitment, skills and customer service. I HIGHLY recommend Billy!!
By: Christy
The process was made clear and concise by the knowledge of Vince. His professional manner and expert knowledge of the mortgage process made this the easiest mortgage we have had. There was always clear communications and responsiveness.
By: Lynn
The J.G. Wentworth Company was founded in 1992 as a bank and financial services company. In 2015, the company purchased WestStar Mortgage and got into the mortgage lending business. J.G. Wentworth is headquartered in Chesterbrook, Penn.; and in 2017, it closed approximately $3.8 billion in loans.
J.G. Wentworth is currently licensed to do business in 46 states and Washington, D.C.
The company has home lending branch locations in 16 states: Arizona, California, Connecticut, Delaware, Florida, Georgia, Kansas, Maryland, Massachusetts, Michigan, Missouri, New Hampshire, New Jersey, Pennsylvania, Texas and Virginia.
J.G. Wentworth offers a variety of loan programs, so the minimum credit score required may vary depending on the type of mortgage you’re looking for. For an FHA loan, the minimum credit score required is 580. Other loan programs may require higher minimum scores.
If you don’t meet traditional requirements for a loan but have compensating factors that might make you a good candidate for a mortgage, the company offers manual underwriting that can increase your chance of getting approved.
J.G. Wentworth issues loans for:
The company may also offer loans on co-ops and manufactured homes, but details are not available on the website.
J.G. Wentworth Home Lending offers a variety of fixed and adjustable-rate mortgages for purchasing or refinancing a home, or tapping your home’s equity.
To start the application process, you’ll need to speak to a home loan specialist. You can talk to someone by calling 833-755-0521 or by clicking the Get My Rate button on the J.G. Wentworth Home Lending page, answering a few basic questions and providing your contact information so a home loan specialist can follow up with you.
Editorial Note: Parts of this article were reviewed by a lender to ensure accuracy prior to publication. The overall conclusions, recommendations and opinions are the author’s alone.
The information in this article is accurate as of the date of publishing.
