Indulging in vices can be one of the many joys in life, but overdoing it could be burning a major hole in your pocket. We all engage in bad habits, but whether it’s smoking cigarettes, binge drinking or frequently eating fast food, they all come with a high price tag—not to mention potential health concerns. Sure, five dollars here and there might not seem like much, but it’s surprising to see how much that will cost you annually.

To better understand how much your bad habits are costing you, we’ve created a bad habit calculator that lets you forecast the amount of money you’d save if you finally break your bad habits. What if you invested those funds? Or, used them to save up for a dream vacation?

Whatever your financial goal may be, saying goodbye to your bad habit once and for all is a practical way of achieving it. It’s never too late to make a life change, especially if it helps you keep money in your pocket.

Instructions: Input a value in the answer box for the annual total to instantly calculate. The average cost per item will appear automatically, but feel free to modify depending on your average spend.

## Smoking

How many packs of cigarettes do you smoke per week?

Cost per item:

You Could Save

\$0.00

Per Year

## Eating lunch out

How often do you eat lunch out per week?

Cost per item:

You Could Save

\$0.00

Per Year

## Playing the lottery (based off Powerball)

How many times do you purchase a lottery ticket per month?

Cost per item:

You Could Save

\$0.00

Per Year

## Drinking coffee

How many cups of coffee do you drink per day?

Cost per item:

You Could Save

\$0.00

Per Year

## Withdrawing money from an out-of-network ATM

How many times per month do you withdraw money from an out-of-network ATM?

Cost per item:

You Could Save

\$0.00

Per Year

## Drinking bottled water

How many bottles of water do you drink per week?

Cost per item:

You Could Save

\$0.00

Per Year

## Drinking soda

How many cans of soda do you drink per week?

Cost per item:

You Could Save

\$0.00

Per Year

## Fast food

How many times do you eat fast food per week?

Cost per item:

You Could Save

\$0.00

Per Year

## Credit card late fees

How many times a year do you pay your credit card bill late?

Cost per late payment:

You Could Save

\$0.00

Per Year

## Driving carelessly

How many times a year do you get a parking ticket?

Cost per ticket:

You Could Save

\$0.00

Per Year

## Going out to eat for dinner at a restaurant

How many times a week do you go out to dinner?

Cost per item:

You Could Save

\$0.00

Per Year

## Binge watching

What services do you use to binge watch?

You Could Save

\$0.00

Per Year

## Clothing

How much do you spend on clothing per month?

You Could Save

\$0.00

Per Year

## Drink alcohol

How many alcoholic beverages do you drink per week?

Cost per item:

You Could Save

\$0.00

Per Year

## Gossip magazines

How many gossip magazines do you buy per month?

Cost per item:

You Could Save

\$0.00

Per Year

If you quit all of your bad habits, you could save up to:

\$0.00

Annually

\$0.00

Per Week