When to Use a Credit Card and When to Leave It in Your Wallet

Credit cards can be trouble. Just ask any of the millions of consumers who find themselves deeply in debt. In most cases, a large credit card balance is part of their burden. But plenty of financial advisors point out the advantages of paying for everything with a credit card instead of cash or a debit card. A credit card is more secure than a debit card and, if you have a card offering rewards based on purchases, you can rack up discounts on future purposes.