Examples of "New" Ninja Tables

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Small Personal Loan Pros and Cons:Page
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Pros

Cons

  • Fast funding. Many lenders can approve you and deposit funds into your account within one business day.
  • Fixed monthly payments. Personal loans are lump-sum loans that are repaid in fixed monthly payments over a set period of time.
  • Personal loans typically have fixed APRs, which means you lock in your interest rate for the duration of the loan.
  • No collateral. Unsecured personal loans don’t require collateral, so you won’t risk losing an asset if you default on the loan.
  • May accept cosigners. Some lenders let you enlist the help of a cosigner, which can improve your chances of being approved for a loan.
  • Minimum loan amounts. Most personal loans are worth at least $1,000, so it might not be worth it to take one out for a small emergency expense.
  • Potentially high APRs. Subprime credit borrowers may get loan offers with APRs upward of 35% or higher.
  • Approval hinges on credit. Borrowers with bad credit might have a hard time getting approved for a personal loan at all.
  • Origination fees. Many lenders charge an origination fee worth 1%-8% the total cost of the loan.
  • Prepayment penalties. Some lenders charge a penalty if you pay off the loan before the term expires.

 


 
 

5 Home Improvement Loan Options:Page
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5 Home Improvement Loan Options

LenderLoan TermsBest for...
LightStream
  • APR: 3.99% to 19.99%*
  • Loan length: 24 to 144 months
  • Loan amount: $5,000 to $100,000
Home improvement loans for good credit
PenFed Credit Union
  • APR: 6.49% to 17.99%
  • Loan length: 60 months
  • Loan amount: $500 to $20,000
Credit union home improvement loans
SoFi
  • APR: 5.99% to 20.69%*
  • Loan length: 24 to 84 months
  • Loan amount: $5,000 to $100,000
Low-interest home improvement loans
Upstart
  • APR: 8.27% to 35.99%
  • Loan length: 36 or 60 months
  • Loan amount: $1,000 to $50,000
Home improvement loans for poor credit
Wells Fargo Bank
  • APR: 5.74% to 24.49%
  • Loan length: 12 to 84 months
  • Loan amount: $3,000 to $100,000
Bank loans for home improvements

 


 
 

Bad-credit debt consolidation loans:Page
A bit of a different style, color background, includes CTA links

Bad-credit debt consolidation loans


Minimum credit score requirement585640620
APR15.49% - 35.99%5.99% - 24.99%7.98% - 35.99%
Loan length24 to 48 months24 to 60 months36 & 60 months
Loan amount$2,000 - $25,000$5,000 - $35,000$1,000 - $50,000
Origination fee0.00% - 6.00%up to 5.00%Up to 8.00%

 


 
 

Cost for common dental procedures:Page
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Cost for common dental procedures

ProcedureEstimated Cost
Dental implant• $2,400 to $3,000 for a single implant
Crown• Metal crown: $600 to $2,500
• Porcelain-fused-to-metal crown: $500 to $1,500
• Insurance likely won’t cover crowns needed just for cosmetic purposes
Chipped tooth repair• $300 to $600 per tooth if using a process called dental bonding
• Some insurance plans may cover the cost if it’s used to restore the structural integrity of the tooth
Dental cleaning• $75 to $200 for a stand-alone dental cleaning
• $100 to $300, assuming you’re also getting X-rays and a full dental evaluation
Cavity filling• $50 to $300 for a standard silver filling
• $90 to $450 for a tooth-colored option
Tooth extraction• $75 to $450 for a simple extraction, more if your teeth are impacted or you opt for sedation
• $150 to upward of $650 for surgical extraction

 


 
 

Lenders that offer small personal loans:Page
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LenderAPRLoan amountLoan length
Alliant Credit UnionStarting APR from 6.24% - 10.24%$1,000 to $50,00012 to 60 months
LendingClub8.05% - 35.89%$1,000 to $40,00036 or 60 months
PenFed Credit Union6.49% - 17.99%Up to $20,000Up to 60 months
PNC Bank5.99% - 24.99%$1,000 to $35,0006 to 60 months
Upgrade6.94%-35.97%$1,000 to $35,00036 or 60 months
Upstart8.27% - 35.99%$1,000 to $50,00036 or 60 months

 


 
 

Tesla Financing Terms for New Models:Page
Good for product comparisons, bigger column headers, shortcode icons used

Tesla Financing Terms for New Models

Months

Tesla Model 3

Tesla Model S

Tesla Model X

Tesla Model Y

72
60
48
36

 


Unsecured loan interest rates:
Can be used in narrow sections

Credit Score RangeAverage APR
720+7.63%
680-71911.88%
660-67918.53%
640-65926.15%
620-63938.64%
580-61965.70%
560-579105.39%
Less than 560113.62%

 

Loan TermMonthly Payment
60 months (5 years)$377
72 months (6 years)$322
84 months (7 years)$283
5 Lenders that offer fast emergency loans:Page
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5 Lenders that offer fast emergency loans

LenderAPRLoan amountTime to funding
Alliant Credit UnionStarting APR from 6.24%-10.24%$1,000 to $50,000Same-day funding available
Best Egg5.99%-29.99%$2,000 to $35,000Same-day funding available
LendingPoint9.99%-35.99%$2,000 to $25,000The next business day
LightStream3.99%-19.99%$5,000 to $100,000Same-day funding available
Upstart8.27%-35.99%$1,000 to $50,000The next business day