Barbara Balfour

Barbara Balfour is a journalist with 19 years of experience covering topics such as finance and investment, business and entrepreneurship, and personal loans. Her work has been published in a range of business publications across North America and Europe.

Articles by Barbara Balfour

What Is Revolving Debt, and How Is It Different From Installment Debt?

If you shop with a credit card or borrow funds from a line of credit, you’re carrying revolving debt. While your interest rate on that... read more

Personal Loans for Bad Credit: Start Your Search Here

Personal loans can be used for just about any purpose, whether to consolidate or refinance debt, pay for home improvements or just cover a major... read more

What Happens When You Default on an Unsecured Loan?

If you have an unsecured loan – like a personal loan, student loan or a line of credit – you may be unsure what would... read more

Personal Loan Agreement: What It Is and How to Write One

A personal loan agreement is a written contract between two parties – generally a borrower and a lender. It outlines how much money is being... read more

8 Warning Signs of Personal Loan Scams

Personal loans can be a great way to cover unanticipated expenses, but also an opportunity for fraudsters to take advantage of anyone in vulnerable circumstances.... read more

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