Erica Gellerman

Erica Gellerman

Erica Gellerman is a certified public accountant with an MBA from Duke University. Her education and experience working in both financial services and small business consulting informs her writing. As a freelance writer covering small business, her work has been featured in publications such as Forbes, Business Insider and Money.

Articles by Erica Gellerman

Equifax Small Business Credit Report: What You Need to Know

Just as your personal financial history is tracked on an Equifax personal credit report, an Equifax small business credit report is a look at your... read more

Business Loan vs. Personal Loan: Which Is Better for Your Small Business?

Though common sense might suggest a business loan is the most appropriate choice when you need financing for your business, personal loans remain a popular... read more

Factoring Receivables: What You Need to Know

Factoring receivables is a financing option that allows businesses to sell their open invoices and receive a portion of the cash immediately, helping solve cash... read more

SBA 504 Loan: What Is It and How Does It Work?

Scaling a small business can be a challenge when you don’t have enough money to fund your big ideas. Maybe you want to invest in... read more

Customer Financing: What It Is and How to Offer It

Customer financing allows small business customers to pay for a purchase over time rather than make a full payment upfront. Businesses can offer financing to... read more