Erika Giovanetti

Erika Giovanetti

Erika Giovanetti has reported on a multitude of subjects, from personal finance to human interest to politics. You can find her work on MSN Money, Yahoo! Finance, GOBankingRates and the seven print and online publications in the regional Mountain Times network. Her passion as a writer lies in unearthing and retelling lesser-known stories.

Articles by Erika Giovanetti

What Is a Payday Alternative Loan?

Payday alternative loans (PALs) are small, unsecured loans that are only offered by federal credit unions. These loans were designed to give consumers a more... read more

People of Color in U.S. Face Disproportionate Financial Challenges Amid Pandemic

The coronavirus pandemic has caused financial hardship for many, but it’s disproportionately affecting people of color, a September 2020 LendingTree survey of more than 2,000... read more

Should You Build an Emergency Fund or Pay Off Debt?

An emergency fund serves many purposes: It’s a cushion for unexpected expenses, it tides you over during periods of unemployment and it helps you avoid... read more

Personal Loan APR vs. Interest Rate: What’s the Difference?

When shopping for a personal loan, you’ll likely want to seek the loan that costs the least amount of money to borrow. Two common factors... read more

The 6 Best Budget Apps of 2020

Smartphone technology has ushered in a new era of financial planning software to help consumers track spending, monitor investments, automate savings and plan for retirement.... read more

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