Joni Sweet

Joni Sweet is a personal finance writer with nearly 10 years of experience. She has covered student loans, small businesses, credit cards, mortgages, saving for retirement and getting out of debt, among other topics. Her work has been published by Forbes, Inc, Real Simple and dozens of other publications. She has also been on staff at J.P. Morgan Chase. You can read more of her work at

Articles by Joni Sweet

Medical Loans And Other Financing Options for Bad-Credit Borrowers

Medical loans are personal loans that are used to pay for health care costs, like surgery, hospital bills and dental care. These loans tend to... read more

How to Decide Which Debts to Pay Off First

If you’re trying to pay off different types of debt, you may be wondering which to tackle first. In general, you should first pay off... read more

What Is a Good Debt-to-Income Ratio?

Your debt-to-income (DTI) ratio compares your monthly debt payments with your monthly income before taxes. Lenders use your DTI ratio to gauge your ability to... read more

Feeling Helpless About COVID-19? Here Are 7 Ways to Help

The COVID-19 pandemic has created a series of crises across the country. Health care workers have struggled to get the personal protective gear they need.... read more

How Do Personal Loans Work?

Personal loans typically have a fixed interest rate and term length, allowing borrowers to make a clear, predictable repayment plan Personal loan funds can be... read more

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